Group Employee Benefits

Businesses with three or more employees may be eligible to design a customized plan. For more information, please contact us

VeraFlex 80 plus Plan	VeraFlex 100 Plan	Extra Step Plan
✓	✓	✓
Unlimited 80% of the first $2,500 100% thereafter	Unlimited 100%	Unlimited 50% on the first $400 80% next $500 100% thereafter
✓	✓	✓
›100% Custom Orthopedic shoes $300 Custom made foot orthotics $300 Hospital $100 per day up to $500 max Ambulance - Includes Land and Air Hearing Aids - $500 every five years Accidental Dental - $2,000 per accident Medical Services & Items: Diabetic Supplies Diagnostic tests, x-rays & laboratory test Braces, casts, and mobility aids, including walkers and wheelchairs Compression Stockings	›100% Custom Orthopedic shoes $300 Custom made foot orthotics $300 Hospital $100 per day up to $500 max Ambulance - Includes Land and Air Hearing Aids - $500 every five years Accidental Dental - $2,000 per accident Medical Services & Items: Diabetic Supplies Diagnostic tests, x-rays & laboratory test Braces, casts, and mobility aids, including walkers and wheelchairs Compression Stockings	›100% Custom Orthopedic shoes $300 Custom made foot orthotics $300 Hospital $100 per day up to $500 max Ambulance - Includes Land and Air Hearing Aids - $500 every five years Accidental Dental - $2,000 per accident Medical Services & Items: Diabetic Supplies Diagnostic tests, x-rays & laboratory test Braces, casts, and mobility aids, including walkers and wheelchairs Compression Stockings
✓	✓	✓
100% $600 combined annual maximum for Single Coverage $1,200 combined annual maximum for Couple and Family Coverage Acupuncture $300 Chiropodist or Podiatrist $300 Chiropractor $300 Naturopath $300 Osteopath $300 Psychologist $300 Physiotherapist $300 Massage Therapist $300 Speech Therapist $300	100% $1,000 combined annual maximum for Single Coverage $2,000 combined annual maximum for Couple and Family Coverage Acupuncture $500 Chiropodist or Podiatrist $500 Chiropractor $500 Naturopath $500 Osteopath $500 Psychologist $500 Physiotherapist $500 Massage Therapist $500 Speech Therapist $500	100% No Combined Limit Acupuncture $500 Chiropodist or Podiatrist $500 Chiropractor $500 Naturopath $500 Osteopath $500 Psychologist $500 Physiotherapist $500 Massage Therapist $500 Speech Therapist $500
✓	✓	✓
Unlimited Up to 90 days per trip $5,000,000 per trip	Unlimited Up to 90 days per trip $5,000,000 per trip	Unlimited Up to 90 days per trip $5,000,000 per trip
✓	✓	✓
100% $250 per 24 months for Glasses, Contact Lenses, Laser Surgery Eye examinations: $75 every 24 months.	100% $300 per 24 months for Glasses, Contact Lenses, Laser Surgery Eye examinations: $75 every 24 months.	100% $250 per 24 months for Glasses, Contact Lenses, Laser Surgery Eye examinations: $75 every 24 months.
✓	✓	✓
$2,000 Basic, Endo, Periodontics & Major Services Combined 80% Basic Services 50% Major. Endodontic, Periodontics & Cleaning Services	$2,500 Annual coverage Basic, Endo, Periodontics & Major Services Combined 100% Basic Services 50% Major. Endodontic, Periodontics & Cleaning Services	$1,500 Annual coverage Basic, Endo, Periodontics & Major Services Combined 80% Basic Services 80% Endodontic, Periodontics 50% Major Services
–	✓	✓
–	$3,000 per child – Lifetime Maximum 50%	$2,000 per child – Lifetime Maximum 50%
✓	✓	✓
$25,000	$25,000	$25,000
✓	✓	✓
$10,000	$10,000	$10,000
✓	✓	✓
$25,000	$25,000	$25,000
✓	✓	✓
Short-Term / Long-Term Disability Critical Illness Insurance	Short-Term / Long-Term Disability Critical Illness Insurance	Short-Term / Long-Term Disability Critical Illness Insurance